RCBC Classic Mastercard
| Minimum Annual Income P180,000 (P15,000 Monthly) | Interest Rate 2% | Annual Fee P1,500 |
Product Summary
RCBC Classic Mastercard
- Earn reward points for as low as ₱36 per spend
- Convert your points to air miles and other rewards
- Free travel insurance and purchase protection
- Free budget monitoring tools to keep your finances in check
- Ideal for: money-savvy cardholders and frequent flyers
| Existing Credit Card | Required |
| Landline number | Required |
| Age | 21 to 65 years old |
| Minimum Annual Income | P180,000 |
| Annual Fee | P1,500 / year |
| Annual Fee Waiver | Yes |
| Monthly Effective Interest Rate | 2% |
| Cash Advance Fee | P200 / % |
Is this the right product for you?
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Why Choose RCBC Bankard Classic Mastercard?
RCBC Bankard Classic Mastercard is one of RCBC’s popular credit cards, and for a good reason. You can benefit from its features in your daily life, on splurge days, and during your travels. Find out more here.
Earn non-expiring rewards points for as low as ₱36 per spend
No need to use your rewards points in a rush! With RCBC Bankard Classic Mastercard, your points will never expire! Earn points for every ₱36 spent on retail; ₱125 from supermarkets, drugstores, or gas stations; and ₱250 for Fast BillsPay and insurance.
Convert your rewards points to air miles and other rewards
Shop now, travel later! Convert your rewards points to air miles and visit your dream destination. Not a jet setter? No problem! You can also convert your points to shopping vouchers, cash deposits, cash credit, or even donations to a charitable institution.
Free travel insurance and purchase protection
Feel secure when you travel internationally with the RCBC Bankard Classic Mastercard. Buy international travel tickets and get free travel insurance up to ₱50,000. You can also use it when shopping abroad to get free purchase protection that covers accidental loss or damage to your purchased items.
Free budget monitoring tools to keep your finances in check
Even your daily finances will benefit from your RCBC Bankard Classic Mastercard, thanks to their budget management features such as Spend Monitor, a real-time SMS credit card spending advisory, and Spend Analyzer, a credit card transactions tracker.
Is RCBC Bankard Classic Mastercard the Right Card for You?
The RCBC Bankard Classic Mastercard is the right choice for you if you want to maximize your card’s features in your daily life and while on vacation. If you’re looking for something similar, here are some alternatives:
- RCBC Bankard Flex Visa. Get twice the rewards points for every swipe and convert it to air miles or redeem them in different ways. You also get free travel insurance and purchase protection when you use your credit card abroad.
- UnionBank Miles+ Platinum Visa. Be merry and worry-free while you travel and take advantage of the free travel insurance feature, free airport lounge access, and contactless transactions with Visa payWave.
- Citi Rewards Card. Earn 3x non-expiring points when you pay for any dining and shopping expenses. Use your points as payment at over 1,000 establishments or convert them to airline miles or Cebu Pacific Go points.
FAQ
You earn one (1) point for every ₱36 spend or ₱125 supermarket, drugstore, or gas station spend.
You can convert your points to redeem the following rewards:
- Air Miles
- Cash Rebates
- Shopping Vouchers
- Cash Credit to Your Credit Card
- Deposit to RCBC Bank account
- Donations
Your RCBC Classic Mastercard comes with free travel insurance of up to ₱50,000. Cool, right?
RCBC’s Purchase Protection program covers the loss and accidental damage of items purchased overseas using your RCBC card up to ₱50,000 or the card’s credit limit, whichever is lower.
You can call RCBC at (02) 8888-1888 or you can send an email to email@service.rcbcbankard.com to check the status of your application.
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