Wedding Budget in the Philippines: How Much Do You Need to Tie the Knot in 2022?

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Moneymax

Last updated June 13, 2022
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Just got engaged? The happiness and excitement will definitely build up from here until the big day. From picking the perfect wedding dress and assembling your wedding team, to visiting different churches and choosing your wedding venue, you’re up for a happy kind of stress. But don't get consumed by euphoria yet—remember that a wedding is a major expense that you and your future spouse will need to prepare for. 

Before you start announcing your wedding and inviting everyone who sends their congratulations, you need to know how much your wedding is going to cost. It’s the toughest yet most important part of wedding planning, especially since there’s a lot of money at stake. Not to mention that a typical wedding budget in the Philippines involves hundreds of thousands of pesos.

There’s the venue, the wedding dress, the invitations, and a whole lot of other things that you and your partner will need to spend on for the big day. If you set your wedding budget from the get-go, you can eliminate suppliers or venues that charge beyond your budget and find better or more cost-effective alternatives. 

So, how much does a wedding cost in the Philippines? Keep reading to learn how to plan for it financially and find out what should be included in your wedding budget checklist. 

What to Do Before Planning Your Wedding

Before getting married, you and your partner should understand some legal aspects that you need to fulfill. According to Philippine law under Executive Order No. 209,[1] both you and your partner have to fulfill these requirements:

  • Both parties must be at least 18 years old, male and female
  • If you or your fiancé is below 25 years old, you must get parental consent or advice
  • Marrying parties must not be related by blood, up to fourth degree
  • Must not have any legal impediments

Once you’re sure that you fulfill these criteria, it’s time to identify your needs and wants for the biggest day of your life. This will help you estimate the cost of the wedding that you need to shell out.

Church Wedding vs. Civil Wedding: Which Do You Prefer?

wedding budget in the Philippines - civil wedding

Identifying which of the two options you want will help you create a budget and prepare the requirements. Both church and civil weddings require a marriage license. But they also have different requirements you must fulfill. See them below.

Prepare Your Marriage License and Other Documents

The paperwork for legalizing your union as a couple doesn’t cost much. Nevertheless, it adds up to your total wedding budget. Here are the legal documents you’ll have to spend on before getting married:

  • NSO birth certificates of the bride and groom
  • Certificate of No Marriage or CENOMAR
  • Community tax certificate or cedula
  • Certificate of attendance in pre-marriage seminar
  • Affidavit of parental consent or advice (for couples below 25 years old)
  • Marriage license

How to Get a Marriage License in the Philippines

To get your marriage license, go to the Civil Registrar and pay the ₱330 fee, which already includes the processing fee. It takes 10 days before you get your marriage license. This is because your marriage will be publicly posted to check if no one opposes your upcoming nuptials. After getting your marriage license, you can get married within 120 days.

Civil Wedding in the Philippines: Requirements and Cost

Civil wedding expenses and requirements will definitely be less compared to those of a church wedding. This is why couples opt for a civil wedding ceremony when they just want to get married and have their union legally recognized. If you’re planning to have a simple wedding, here’s a look at civil wedding costs and requirements.

Civil Wedding Requirements

  • At least two valid IDs of the couple during personal appearance
  • Certificate of Attendance in Pre-Marriage Counseling
  • PSA Birth Certificate
  • Certificate of No Marriage
  • Marriage License Application Form
  • Barangay Certificate
  • Community Tax Certificate
  • 1×1 picture

Additional Civil Wedding Requirements for Foreigners

  • Certificate of Legal Capacity to Marry
  • Divorce Decree (if divorced)
  • Naturalization Paper (if a naturalized Filipino citizen)

Civil Wedding Costs in the Philippines

This type of wedding is ideal if you’re on a budget because the cost of a civil wedding in the Philippines is significantly lower than that of a church wedding. 

You can get married in a simple civil wedding ceremony in your city’s municipal hall. Another option is to have the civil wedding ceremony in a private venue where you can also hold your wedding reception.

So how much does a civil wedding cost in the Philippines? There's no one magic number, but you'll do well to set aside around ₱10,000. This budget already includes the officiating fee and legal documents.

But if you’ll hold the wedding in a restaurant with a private function room, the price will depend on how many hours you’ll use the venue, the number of guests, and the food you’ll serve. You can opt for a party menu package or order off the menu ala carte, with the price typically starting at ₱5,000.

Know your needs and preferences beforehand so you can set aside a decent civil wedding budget in the Philippines.

Who Can Officiate My Civil Wedding?

The following individuals can officiate a civil wedding:

  • Chief Justice and Associate Justices of the Supreme Court
  • Presiding Justice or Justices of the Court of Appeals
  • Judges of the Courts of First Instance
  • Mayors
  • Municipal judges
  • Justices of the peace
  • Priests, rabbis, ministers of any church, religion, or sect who are registered
  • Ship captains
  • Airplane chiefs
  • Military commanders
  • Consuls and vice consuls in special cases

Related reading: Marriage Contract in the Philippines: How to Get One After Saying “I Do”

Church Wedding in the Philippines: Requirements and Cost

If you and your partner want a religious wedding ceremony, then a church wedding is a must. You can have a small and intimate church wedding, or you can go all out with a big and lavish one.

When choosing your wedding venue church, think of a few considerations like how meaningful it is to you and your significant other as well as how spacious and accessible it is to guests. Balance out the sentimental with the practical.

Here’s how much a church wedding costs and the requirements you need to prepare before the big day.

Church Wedding Requirements

You need to secure the following documents as part of your church wedding requirements in the Philippines:

  • PSA Birth Certificate
  • Certificate of No Marriage
  • Baptismal and Confirmation certificates
  • Marriage License
  • Certificate of No Marriage (CENOMAR)
  • Marriage Banns
  • Canonical Interview
  • Pre-Cana/Marriage Preparation Seminar
  • Confession
  • List of Principal Sponsors and Entourage Members
  • Wedding Permit

Church Wedding Cost

So how much is the cost of a church wedding in the Philippines?

Contrary to popular belief, getting married in a church is not that expensive. Couples can wed in a church with a budget of ₱6,000 to ₱15,000. This cost already includes the officiating fee, choir, altar, and aisle and floral decoration.

However, this sample church wedding budget in the Philippines is only for a small and simple wedding. The additional costs come in when you opt for more decorations, or when you get singers to sing in the ceremony. Wedding costs will increase when you add wedding videographers and photographers to capture special moments or include more members in the entourage.

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Wedding Budget in the Philippines: Cost Estimate per Expense

After preparing the requirements and identifying if you want a church or a civil wedding, it’s time for the nitty-gritty: setting up your budget.

Don't shy away from having a financial discussion with your significant other. This is the time for you to map out not just your wedding but also your future as a married couple. If you haven’t discussed this topic at length before, now’s the time to do it. 

The cost of a wedding in the Philippines depends on what you want on your big day. It can be as simple or as extravagant as you want, as long as the budget is within your means. But don’t expect a 20k wedding budget in the Philippines to equal—let alone transcend—what a 300k wedding budget in the Philippines can achieve.

Apart from the legal documents and the type of wedding you want, here’s a wedding expenses checklist to estimate the cost of your wedding:

Wedding ChecklistEstimated Budget
Wedding Planner₱10,000 to ₱50,000
Wedding Coordinator₱1,500 and up
Wedding Venue and Catering₱50,000 to ₱300,000 for 100 pax
Entertainment₱5,000 to ₱45,000
Reception₱50,000 to ₱150,000
Wedding Attire₱3,000 to ₱100,000
Wedding Rings₱15,000 and up per pair
Hair and Makeup₱1,500 to ₱3,000 per head
Photo Coverage₱5,000 to ₱75,000
Video Coverage₱20,000 to ₱100,000
Hotel Accommodation₱2,500 to ₱10,000 per room
SouvenirsAs low as ₱50 per person
InvitationAs low as ₱20 per invitation
Wedding Cake₱5,000 to ₱40,000
Ceremony Venue₱6,000 to ₱40,000
Photobooth₱6,000 to ₱10,000
Lights and Sounds₱6,000 to ₱8,000
Entourage Flowers₱7,000 to 10,000
Additional Flower Set up at Church₱5,000
Mobile Bar₱5,000 to ₱6,000
Fireworks₱5,000 to ₱10,000
Emcee Fee₱5,000 to ₱10,000
FireworksPHP 5,000 to PHP 10,000
Emcee FeePHP 5,000 to PHP 10,000

Read more: Dream Intimate Wedding with a P100K Wedding Budget in the Philippines? Yes, It’s Possible!

While planning a wedding is exciting, it’s also equally overwhelming. Couples can either crumble under the pressure of this hectic period, or they can come out stronger and more tenacious than before.[2] That’s why planning a wedding together with your significant other—budgeting included—is a good way to test your financial compatibility as a couple.

The last thing we want is to give you more headaches than necessary during this period. So we prepared a free wedding expenses checklist in the Philippines template[3] to help you organize your wedding.

Apart from the wedding budget checklist for the suppliers, we included the processional lineup, contact directories, wedding program, and more.

Wedding Cost Breakdown in the Philippines

In case no one has informed you yet, a wedding can seriously gut your budget. If you don’t approach it with discipline, conviction, and a padded savings account, you might find yourself shell-shocked when the time comes for counting receipts. As early as now, make sure to check out different saving tips for couples to help you prepare for this costly event.

Specifically, these are the costs you can expect:

Wedding Planner or Coordinator

wedding budget in the Philippines - wedding planner

Hiring a wedding planner or coordinator can take a weight off your shoulders. A wedding planner organizes your wedding-to-do list and manages the logistics. On the other hand, a wedding coordinator ensures everything goes smoothly.

Wedding planners, on average, charge from ₱10,000 to ₱50,000 depending on the tasks they have to do, while wedding coordinators charge from ₱1,500 and up.

Some couples hold weddings without hiring an event planner or coordinator, relying on family and friends to do the job for free instead. However, getting a professional team for your wedding is a better option, especially if you have 100 guests or more.

There are three kinds of wedding planning/coordination services: full, partial, and on-the-day (OTD) coordination services. Full and partial services are the most expensive and cater to couples who are based abroad or are too busy to plan their wedding. OTD coordination is the cheapest and the best choice for couples who want to be hands-on with their wedding planning.

Read more: Best Wedding Loans in the Philippines for Your Dream Wedding

Wedding Venue 

wedding budget in the Philippines - wedding venue

Where do you want to get married? On a farm? Beach? Or maybe you want a destination wedding? You can spend as little or as much as you want on the venue, depending on your budget.

Having the wedding ceremony and reception in the same venue can save you time, effort, and money. The cost depends on the number of people attending. On average, the typical wedding budget in the Philippines for this type of setup is around ₱50,000 to ₱300,000 for 100 pax. That cost can still go down depending on what you include and take out. 

For example, if you go for a smaller venue with a low budget wedding stage decoration, then expect to shell out a smaller amount. But if you insist on a garden wedding in a place like Hacienda Solange[4] in Tagaytay, you should brace yourself for the price. As of date, a wedding there would cost you ₱169,000, including rent, catering for 100 pax, lights and sound, emcee, bubble and fog machine, flower arrangement and styling, and overnight stay for 15 people.

Reception and Catering

wedding budget in the Philippines - caterer

A reception typically follows a ceremony. If you choose to have your wedding in a church or your town’s municipal hall, you may have to book a separate venue for the reception.

Catering services typically charge ₱1,500 per head. The more guests you have, the pricier it becomes. Venue rental also costs from ₱50,000 to ₱150,000.

As for reception entertainment, hiring a DJ (and having your own DIY music playlist) is the cheapest option at around ₱5,000 to ₱15,000. A wedding band or quartet may set you back from ₱20,000 to ₱45,000.

Don’t have a playlist for your wedding reception yet? Set a romantic vibe and keep your guests entertained with this wedding playlist from Spotify.

Wedding Attire

wedding budget in the Philippines - wedding attire

Every bride wants to look her best on her wedding day. If your heart is set on a specific design, look for couturiers who can turn your dream wedding dress into a reality. The cost of custom-made wedding dresses ranges from ₱10,000 to ₱100,000, which is another reason why wedding cost in the Philippines can get so high.

But if you’re the practical type, you can opt for ready-to-wear (RTW) wedding dresses sold in malls. They are priced from ₱5,000 to ₱20,000. Those on a shoe-string budget can even buy a wedding gown in Divisoria for ₱3,000 to ₱40,000, entourage dresses included.

Accessories like veil, cord, ring pillow, and garter are included in some wedding gown packages, so you won’t have to buy them separately.

For the groom, the cost of wedding attire is generally cheaper. A wedding suit costs from ₱5,000 to ₱13,000, including the shirt dress, tuxedo, pants, and vest.

Hair and Makeup

For the bride (and sometimes the groom), hair styling and makeup go hand in hand with the wedding gown to achieve the perfect look. These services usually cost ₱1,500 to ₱3,000 per head.

However, you can negotiate the price if you get a package for yourself and your entourage. It’s worth the investment if you want to look extra beautiful and heart-stopping on your wedding day.

Photo and Video Coverage

Your wedding photos and videos will make for a lasting souvenir. On average, wedding photography packages are priced from ₱5,000 to ₱75,000. The package may include three photographers, whole-day wedding coverage, a USB of edited pictures, and a photo album.

Video coverage costs from ₱20,000 to ₱100,000, depending on the package. It may include same-day edits, whole-day coverage, and aerial or drone shots.

Wedding Rings

wedding budget in the Philippines - wedding rings

A pair of wedding rings costs ₱15,000 and up. You can also design your own and have a jeweler make them for you. However, it will be much more expensive than buying ready-made ones.

While you can get cheaper ones, remember that these rings will forever symbolize your union. So, it’s best to choose rings that will look great and stand the test of time.

Hotel Accommodation

Do you live far from your venue or have a lot of relatives coming to your wedding? You may need to book hotel rooms for yourselves, your close family, or your entourage members. Hotel accommodations typically cost ₱2,500 to ₱10,000 per room.

It helps to have a comfortable place to stay near your church and reception venue at least a day before the event. You’ll have enough time for on-the-day preparations (like having makeup done, dressing up, and doing pre-wedding photoshoots), and to ensure no one comes late to the venue. 

Just be careful not to splurge too much on accommodation. You can save on wedding costs by carefully planning this expense. Make sure not to waste money on luxuries that you can do without. Comfort is paramount (and is frankly all that matters).

Souvenirs, Invitation, and Wedding Cake

The cost of wedding cakes depends on how many layers they have and how intricate the details are. Prepare to spend anywhere from ₱5,000 to ₱40,000 for a four-tiered wedding cake.

For wedding souvenirs, the price can be as low as ₱50 per person. You can go to Divisoria to buy low-priced but good-quality wedding giveaways. Or you can even make the souvenirs yourself. This will cut down the total cost of your wedding, but it can take up more of your time and energy when you’re already working a mile a minute for your wedding.

For invitations, you can go to Recto and have them printed for as low as ₱20 per invitation. If you want someone else to design the invite, you may have to spend up to ₱5,000 to pay the artist. You can also design the invitation yourself by using free design websites such as Canva, Piktochart, and Design Bold.

Live Band, DJ, and Guest Entertainment

Music and live entertainment are wedding must-haves. Whether it be a live band or a DJ, hiring people to take care of the music for your wedding can make all the difference between a fun celebration and an absolute flop. With proper music playing in the background, you can make sure that your wedding is not a dud and is instead a pleasant experience for all guests.

The cost of hiring a wedding singer, DJ, or live band varies depending on their popularity, the location, their equipment, and other factors. But talent fees can generally go as low as ₱2,000 and as high as ₱50,000 or more.

If you want to take your wedding celebration to the next level, you can also plan other activities that resonate with you as a couple and that the guests would enjoy. For example, if you’re both into poetry, you can invite spoken word artists to perform at the reception. This will keep your guests engaged without drawing their attention away from you, the newlyweds, the true stars of the day.

Don’t have a playlist for your wedding reception yet? Set a romantic vibe and keep your guests entertained with this wedding playlist from Spotify.

Flowers

Have you ever been to a wedding with flowers nowhere to be found? Most likely not, especially in the Philippines where flowers are a wedding staple. From bridal bouquets and boutonnières to floral decors and centerpieces, a wedding just doesn’t feel right without these pretty things adorning every corner.

You can hire a florist to make sure that everything goes well in the flower department. Or if you’d rather do things on your own, you can buy flowers in bulk in Baguio, the country’s flower capital, to save on costs. You can do the flower arrangements yourself if you’re up for it. Another popular place you can check out is Dangwa in Manila. Vendors there also source their flowers directly from Baguio, so their prices are still relatively lower than the general market.

Entourage flowers can cost between ₱5,000 to ₱10,000 while church flowers can have a ₱7,000 to ₱15,000 price tag. Reception flowers are even pricier, ranging from ₱10,000 to ₱20,000. But these are all just estimates. Actual costs will depend on many things like how many flowers will be used, what kinds, and whether they’re in season or not.[5]

Bridal Car and Wedding Party Transportation

wedding budget in the Philippines - bridal car

If you don’t have your own vehicle and can’t borrow one from a relative or friend, you have no choice but to rent a bridal car. Price varies per car rental agency, but you can typically get an all-inclusive car rental package for around ₱2,500. That’s already good for up to five hours. 

Some car rentals can even go as low as ₱1,000 or as high as ₱12,000 depending on the type of vehicle. Of course, if you opt for higher-end brands and luxury cars like a Mercedes Benz, Volkswagen, or BMW, you should expect the price to go higher.

Another thing you should think of is providing transportation for your wedding party. Check if your booked accommodation provides shuttle services. If not, you may have to rent separate cars for your wedding entourage. Providing transportation for them is not strictly necessary, especially when the wedding venue is not that hard to get to. This is just a way to show courtesy and to ensure that key people for your wedding get to the venue safely and on time.

Meals for Suppliers

Should you provide meals for your wedding vendors? Believe it or not, this topic is actually a little contentious, with people’s opinions varying based on their own culture and personal beliefs. In the Philippines, you’ll hear more yeses than nos to a question like this.

Think of it this way: the success of your wedding celebration doesn’t depend solely on you. Other people work on the sidelines to make it as perfect as possible. Sure, you may be paying these people with cash in exchange for their services, but it’s still good to show them a little courtesy by including them in your meal plans.

You don’t need to give them the same menu available to actual guests, unless you want to. A decent meal that can fill them up is good enough. For this, you can budget ₱150 to ₱300 per person for each meal.

Some vendors already have a meal clause included in their contract, so this takes the guesswork out of the equation for you. But for those without any specifications, it’s best to still include them in your meal budget.

Other Wedding Costs You Might Overlook

Sticking to your budget is easier said than done. No matter how carefully you plan your expenses, hidden costs can still sneak up on you and take you by surprise.[6] Some of these costs are inevitable. And when confronted with them, there’s not much you can do but pay up. Make sure to pad your budget to make room for anything extra that may come along the way.

Also, talk with your partner about who will cover which expense. Sure, you’ll be merging your finances after marriage, anyway. But until then, it’s expected that wedding costs will be split between you two. So talk about this at length.

Below are some additional costs that you shouldn’t forget to factor into your budget:

Shoes and Other Accessories

wedding budget in the Philippines - shoes and accessories

If you wish to wear a special pair of wedding shoes for your big day, make sure to account for it in your budget. You can also add in other accessories that are often easy to write off. Examples are earrings, watches, belts, and cufflinks.

Extra Catering Services

Read your wedding catering contract to know exactly what it covers and what comes as an additional expense. One of the extra costs you can expect is the delivery fee for food prepared from an off-site kitchen. Another one is the use of china or glassware. Some catering companies use disposable dinnerware by default and place extra charges for non-disposable items.

Services provided by bartenders and the waitstaff are also sometimes excluded from the catering contract, so double-check with your vendor to know whether to budget for this. Presentation upgrades like chair covers and lounge furniture may also be billed as extra costs, so keep this in mind before requesting for upgrades. Also, check whether a corkage fee is required for food items and beverages brought from outside vendors.

Gifts for Parents, Sponsors, and/or Entourage Members

Weddings aren’t easy to pull off. So regardless of the outcome, you should give back to the people who were with you every step of the way. 

First on the list are, of course, your parents or guardians. They’re most likely your biggest supporters, so make sure to give them a special present that’ll make them feel appreciated. It can be a personalized wedding photo album that they can treasure forever, or something more immediate and fleeting like a one-day pass to a popular travel destination. 

Your wedding entourage should also be on the list. To show them how grateful you are for their efforts, you can give them gifts like engraved jewelry pieces or custom-etched wine bottles. You can also opt for simpler tokens like heart-shaped bamboo plants if you don’t want your budget to suffer too much. 

Sound and Lighting Equipment

Different light and sound factors can affect the general atmosphere of your wedding, so investing in proper lighting and sound equipment is a no-brainer. 

Make sure your lighting is immaculate, regardless of whether the event is indoors or outdoors. Check the sound system as well, and keep the extension cords strategically placed and organized. Also, have a generator for backup so you can still run things smoothly in case of any power interruptions.

Upgrades and Customizations

Some venues already include tables, chairs, and linens in their wedding package, but there are also some that don’t. And even when these things are included, they're sometimes either subpar or are different from the theme or motif of your wedding. 

If you request for upgrades or customizations, you might be slapped with fines and additional fees. To avoid this, try to find a venue that already embodies the vibe you want.

Tips and Gratuities for Event Staff

It’s easy to forget about tipping when there are more pressing wedding matters that require your attention and money. But if you really want to show appreciation for the hard work of your wedding crew, you should allot a decent budget for tips and gratuities. 

Your hair and makeup team would undoubtedly appreciate this gesture. Same goes for the caterers, waitstaff, and other hands-on vendors who did their part on making your wedding as memorable as possible.

Out-of-Town Fees for Suppliers

If your suppliers are from out of town, they might require you to pay for their transportation costs to get to the venue. This will all depend on what’s included in the contract, so make sure to verify whether this is a cost you must prepare for. 

Parking Fees

wedding budget in the Philippines - parking fees

If your venue has free parking, then all is well and good. There’s no need for you to shell out extra cash for parking fees. But what if parking spaces come with a price? Should you pay for them? 

It’s actually up to you. Guests generally have the prerogative to get to the wedding venue any way they want. They can use public transport or bring their own vehicle. If they choose the latter, it’s expected that they should be able to face the consequences (in this case, parking fees). 

However, if your venue is a little far-off and really requires private transportation, then you should think hard about letting your guests shoulder the extra cost of parking. If the location is already a bit inconvenient to access, it’s best to just allot extra budget for parking fees.

Overtime Fees

When you're having the time of your life, you don't notice the clock ticking. That's why some wedding celebrations run longer than expected. When that happens, overtime charges usually apply, whether for the venue, caterers, or photographers and videographers.

To prepare for overtime fees, discuss this possibility with your supplier prior to the wedding. Also, make sure to put your agreement in writing.

Setup and Takedown Fees

Some venues don't include the staging and clean-up costs in their wedding package. If you have your own team of friends and relatives who can take care of this for free, then good for you. If not, ready your wallet to pay for another extra cost.

Post-reception cleaning includes dishwashing and garbage disposal. This expense is easy to overlook, especially when you're caught up in all the glamor of your wedding. But now that you know about it, make sure to account for it in your budget.

Non-Exclusive and External Vendors

Some venues partner exclusively with certain vendors to provide a complete wedding set. So if you choose to go with a different vendor (e.g., florist, caterer, or photographer) other than what they prescribe, expect to pay an upcharge.

If it’s not absolutely necessary to hire an external vendor, just go with the venue’s preferred vendors so as not to waste money on avoidable extra costs. Another option would be to go with a venue that is open to hosting different vendors.

Getting Married in the New Normal: Top Financial and Safety Considerations

You may have friends or family members whose wedding had to be postponed or even canceled because of the pandemic. No amount of wedding planning could prepare couples for this unique situation. While others made the tough decision to push back their wedding to 2023, or even later, others have found creative, simpler, and safer ways to say “I do!” today.

If you’re getting married during this pandemic, there’s a lot of downsizing to do. But on the upside, these scaled-down weddings get the job done at a much lower cost.

1. Small Guest List 

If you just want to make things official, you and your partner can get married in a civil ceremony with a no-entourage wedding. But if you want a church ceremony, expect to have just your immediate family members and a pair of sponsors in attendance.

Keep a smaller guest list than what’s currently allowed by community quarantine guidelines in case there’s a sudden change before your wedding date.

2. Virtual Weddings

wedding budget in the Philippines - virtual wedding

Some couples prefer to play it safe and just hold a virtual wedding. It can be held at home or anywhere private, like an outdoor patio or garden, or a private banquet hall or function room.

With only a handful of family members in attendance, you can just live stream the wedding ceremony online so that the rest of your family and friends can witness your special day in real-time.

3. Health and Safety Protocols

As much as you want to invite everyone to your most special day as a couple, safety is still the priority for you and your guests. You don’t want your wedding to be a coronavirus superspreader event.

Health and safety protocols should still be in place, so make sure to follow the guidelines. The last thing you want is to incur a fine or expose yourself and your guests to the virus.

Face masks are still a must, so choose a color mask that will not clash with your wedding dress.

Observe social distancing and good hygiene, too. It would be better if you can provide your guests with their own alcohol sprays and cleansing wipes.

4. Swab Tests

If you’ll have a bigger guest list but still within the allowable number, make your guests undergo swab tests. There are many COVID-19 testing centers in and around Metro Manila. Some even offer home testing.

For instance, Klook[7] offers as much as a 40% discount on home testing if you book for groups. Pay as low as ₱2,700 per person for RT-PCR testing. You’ll also get the results in as fast as 24 hours.

Note: When choosing a lab to do your home or walk-in swab tests, make sure that it’s a DOH-accredited lab.

5. Small But Beautiful Wedding

Because of the limited attendees that will significantly cut down your total wedding expenses, you can actually afford a more elegant and beautiful wedding these days. Why not splurge on your wedding videographer and photographer to have really gorgeous photos and videos of your special day? Or you can spend more on your wedding rings or your wedding dress. It’s really up to you and your partner.

The bottom line is that a simple wedding budget in the Philippines can still create a beautiful and unforgettable wedding, depending on how you work with what you have.  

6. Outdoor Venue

If it’s possible to hold the ceremony and reception outside, go for it. That way, you reduce the risk of creating an atmosphere where the coronavirus can thrive. Also, consider the benefits of offering al fresco dining as opposed to having your guests eat in enclosed or cramped spaces.

If holding the ceremony indoors can’t be helped, at least make sure that the venue is well-ventilated. Also, have your guests wear masks for added safety.

7. Electronic-Only Wedding Invite

There’s no reason for you not to do this, especially now when almost everything is done electronically. Printed invitations are a thing of the past. By doing all your wedding communications online, including sending an e-invitation, you’re not just helping prevent the spread of COVID. You’re also tackling the climate crisis by consciously going green and avoiding printing out unnecessary collaterals. 

8. Sanitation Station

wedding budget in the Philippines - sanitation station

When planning your venue layout, it’s better if you can designate a spot where people can sanitize, wash their hands, and get new face masks. Make sure that hand sanitizers and rubbing alcohol are free-flowing, and encourage your guests to use them regularly.

Also, appoint some personnel to go around and discreetly sanitize high-touch surfaces like tabletops, chairs, doorknobs, handles, and light switches. You can never go overboard when it comes to protecting yourself and your guests from the risks of getting COVID.

9. Free Reschedule and Cancellation

Wedding plans are always up in the air during pandemic times. You can’t really tell when a new COVID variant will emerge and when lockdowns and other restrictions will be put in place. That’s why it’s important to be wise when choosing your wedding suppliers. Go for those who don’t charge a penalty for COVID-related reschedules and cancellations. Otherwise, you’ll be spending a huge chunk of your wedding budget just paying for cancellation fees.  

10. Contingency Plans

Getting married during the pandemic requires a lot of flexibility. It’s not enough to have a Plan B. You should come up with at least three contingency plans when your main one fails. If you’re adamant about tying the knot come hell or high water, you should stay on your toes and be ready to take every crack of opportunity you can get to see the wedding through. 

Final Thoughts

Creating a wedding budget is already quite a challenge on its own. Throw a pandemic into the mix, and you have what seems to be a hopeless situation. But getting your dream wedding during COVID times is not just wishful thinking. With the right wedding budget in the Philippines and the right people to help you implement it, you can plan a wedding that can make your big day even more memorable.

Find the Right Loan for Your Wedding at Moneymax!

Need additional funds to cover your wedding expenses this year? Consider getting a personal loan for your wedding. Check out these options from reputable lenders in the Philippines and apply through Moneymax now!

Personal Loan ProviderFeatures
Citibank Personal Loan
Get a Citibank Personal Loan with Moneymax
  • Fast approval time in as fast as 24 hours
  • Loan amount of up to P2 million
  • Flexible payment terms of up to five (5) years
EasyRFC Multi-Purpose Loan
Get EasyRFC Multi-Purpose Loan with Moneymax
  • Fast approval time in as fast as 24 hours
  • High loan amount of up to P150,000
  • Payment term of up to 12 months
SB Finance Personal Loan
Get SB Finance Personal Loan with Moneymax
  • Get approved within five banking days
  • High loan amount of up to P2 million
  • Flexible payment terms of up to 36 months
TALA Personal Loan
Get TALA Personal Loan with Moneymax


  • Fast approval time in as fast as 24 hours
  • Quick cash loan up to P15,000
  • 24/7 application using an Android phone

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