Minimum Annual Income
|Existing Credit Card||Not Required|
|Landline number||Not Required|
|Age||21 to 65 years old|
|Minimum Annual Income||P120,000|
|Proof of income||1|
|Signed Certificate of Employment||1|
|Annual Fee||P3,000 / year|
|Annual Fee Waiver||Yes|
|Monthly Effective Interest Rate||2%|
|Cash Advance Fee||5%|
Is this the right product for you?
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Travel benefits are the main focus of the PNB Diamond UnionPay, especially if you wish to travel throughout Asia. Does this credit card have the travel features you need? Find out more in this short review.
Go buy that dress or that new gadget with your PNB Diamond UnionPay and earn 1 reward point for every ₱70 spend. Indulge the traveler in you by choosing Mabuhay Miles as your reward or pick cash credits instead. Points conversion are:
It’s a pain to realize that you could’ve paid for an item in installments right after you’ve paid in full. Good thing you can easily convert straight purchases to installments with the PNB Diamond UnionPay. The only additional payment is a low add-on interest of 1%.
Ever wanted to travel around Asia? Now’s the perfect time by availing of the UnionPay TravelMate Asia, a benefit exclusive to the PNB Diamond UnionPay. This feature lets you experience exclusive offers with hundreds of partner merchants all over Asia.
Have travel-related queries locally or abroad? Use World Assist, a travel assistance hotline that includes a domestic concierge service to help you with local travel-related concerns. It also has 24-hour emergency medical assistance from International SOS.
If you want to be an avid traveler or if you frequently travel all over Asia, then the PNB Diamond UnionPay is your ideal credit card. Not completely sold with its features? Try our card suggestions below:
You can avail of the Domestic Concierge Service when making travel, entertainment, or dining reservations, as well as the Comprehensive International SOS, which is a 24-hour emergency medical and travel assistance. To avail, call (02) 8687-8577 or email at firstname.lastname@example.org.
If you’re 21 to 65 years old and earning at least ₱120,000 a year, then yes, you’re qualified for this PNB credit card.
Mabuhay Miles can be redeemed in blocks of 2,000 rewards points. Earn 1 rewards point for every ₱70 you spend with your PNB Diamond UnionPay. One rewards point is equivalent to 1 Mabuhay Mile.
Yes, just download and accomplish the Balance Transfer Request Form and email it to PNBCreditCards@pnb.com.ph together with the credit card’s two latest Statements of Account.
The minimum amount to avail of the Convert to Cash Program is ₱5,000. Available terms are 3, 6, 12, 24 and 36 months.
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