EastWest Personal Loan
| Minimum loan amount P 25,000 | Minimum annual income P 180,000 | Add-on interest 1.89% |
Product Summary
EastWest Personal Loan
How far off are you on your financial goals? Get the push you need by applying for an EastWest Bank Personal Loan online. Borrow up to ₱2 million with no collateral or co-maker needed and pay in flexible monthly installments up to 36 months.
- Borrow from ₱25,000 up to ₱2 million
- Get approved within five to seven banking days
- Pay in 12, 18, 24, or 36 monthly installments
- No collateral, guarantor, or co-maker needed
- Ideal for: buying appliances and gadgets, home improvement
| Age | 21 to 65 years old |
| Minimum Annual Income | P180,000 |
| Credit Card | Not Required |
| Landline Number | Required |
| Processing fee | % |
| Late payment Fee | P500 |
Is this the right product for you?
Checkout the other personal loan listing.
FAQs
EastWest Bank’s multi-purpose loan can get you ₱20,000 up to ₱2 million, subject to their approval.
You can use an EastWest Bank Personal Loan for almost any financial purpose. You can use it for personal expenses like appliances and gadgets or even medical expenses and emergencies. As long as you can pay it back, you can apply for a loan for your specific needs.
EastWest will process your loan application within 5 to 7 business days. Once approved, expect to receive your loan proceeds after another 2 to 4 business days.
Once your EastWest Bank Personal Loan is approved, you can choose to pick up your proceeds via manager’s check from your nearest EastWest Bank branch. You can also choose to have your loan deposited directly to your preferred bank account.
If your loan exceeds ₱250,000, you will be charged with a documentary stamp tax worth ₱1.50 for every ₱200 of the loan amount. Early loan repayment also comes with a ₱500 fee or 8% of the loan amount, whichever is higher.
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