Filinvest-owned EastWest Bank is one of the leading banking institutions in the country. But aside from its regular bank products and services, such as loans and savings accounts, EastWest Bank is also known for offering good credit cards.
An EastWest credit card makes the best option if you’re someone who puts a premium on your lifestyle. A huge selection of the bank’s cards is designed for people who love shopping, traveling, and dining out. However, EastWest Bank also has a range of cards that is ideal for those who are on a tight budget or those who will just use them for everyday purchases.
Filing a credit card application in the Philippines? Start by checking this comprehensive EastWest credit card application guide.
EastWest Credit Card Application: 5 Simple Steps to Get a Card from EastWest Bank
1. See If You’re Eligible for a Credit Card from EastWest Bank
First, you need to make sure that you’re actually eligible to apply for a credit card from EastWest Bank. You can start your EastWest credit card application right away if you meet all these requirements:
- Filipino citizen or foreign resident in the Philippines
- At least 21 years old
- Have a home landline/business landline/mobile phone number
- Minimum gross annual income:
- ₱120,000 for Practical Mastercard
- ₱180,000 for Classic Visa/Mastercard, DLSAA Mastercard, and EastWest Hyundai Mastercard
- ₱300,000 for Dolce Vita Titanium Mastercard
- ₱480,000 for Visa Platinum, EastWest Gold Visa/Mastercard, and EveryDay Titanium Mastercard
- ₱1.2 million for Singapore Airlines KrisFlyer Platinum Mastercard
- ₱1.8 million for Platinum Mastercard
2. Prepare All EastWest Credit Card Requirements
Your EastWest credit card application will be processed once you have submitted all the required documents. Keep in mind that getting some of these documents may take a while, especially when it comes to government-related documents that are issued only by your employer.
Here are the basic EastWest credit card requirements:
- Completely filled-out EastWest Bank Credit Card Application Form
- Photocopy of one valid ID with picture and signature (e.g. Company ID, Driver's License, Passport, Professional Regulation Commission (PRC) ID, SSS ID, BIR ID, Postal ID, etc.)
For employed principal card applicant:
- Latest BIR Form 2316/ITR
- Certificate of Employment detailing the breakdown of compensation
- Letter of Appointment/Personnel Action Memo
- Salary Adjustment Memo issued within the latest month
- Latest payslips for the last three months
- Latest Service Record for government employees
- Valid Credit Card Reference and Latest Month Statement of Account
For self-employed principal card applicant:
- Latest BIR Form 1701/ITR
- Latest Audited Financial Statements (if applicable)
- Valid Credit Card Reference and Latest Month Statement of Account
For expat applicant:
Local resident foreigners, whether principal or supplementary card applicant, will also have to submit any of the following:
- Alien Certificate of Registration with Permanent Status
- Visa issued under Section 9d and 9g of immigration Act of 1940
- Special Investor’s Resident Visa (SIRV)
- Visa issued by Philippine Economic Zone Authority – 47(a)(2)
- Embassy Certification (for Diplomats and Embassy Personnel)
3. Pick the Right Credit Card for You
Comparing different credit cards is an important step that one should never skip. You need to find out which among the EastWest credit cards is the best for your lifestyle, budget, and spending pattern. After all, your credit card choice will affect your repayment.
To help you weigh your options, we’ve listed down the most popular EastWest Bank credit cards. There’s something for everybody here—from first-time cardholders to those who don’t mind splurging. For a complete list of EastWest Bank cards, you can browse through the Moneymax credit card comparison page.
💳 EastWest 1st Mastercard
- Ideal for: Those who are just new to credit cards and want to experience its perks for the first time
- Annual fee: ₱1,200
- Interest rate: 2%
- Minimum monthly income: ₱15,000
- Features:
- Convert purchases into installments with terms of 6 to 24 months.
- Use the card at over 30 million establishments in more than 200 countries.
💳 EastWest Classic Visa
- Ideal for: Those who use their cards for everyday shopping and those who want to earn rewards points faster
- Annual fee: ₱1,500
- Interest rate: 2%
- Minimum monthly income: ₱15,000
- Features:
- Earn 1 rewards point for every ₱100 spend.
- Enjoy exclusive discounts at partner establishments.
💳 EastWest Dolce Vita Titanium Mastercard
- Ideal for: Those who want to enjoy the finer things in life through lifestyle purchases
- Annual fee: ₱2,000
- Interest rate: 2%
- Minimum monthly income: ₱25,000
- Features:
- Earn 1 rewards point for every ₱100 spend.
- Enjoy benefits and special privileges at different beauty, health, and wellness merchants.
💳 EastWest EveryDay Titanium Mastercard
- Ideal for: Those who love shopping or those who use their credit card for everyday purchases
- Annual fee: ₱2,800
- Interest rate: 2%
- Minimum monthly income: ₱40,000
- Features:
- Get a 5% rebate on purchases at supermarkets, gas, and drugstores.
- Enjoy interest-free purchases at partner merchants.
💳 EastWest Gold Mastercard
- Ideal for: Those who love traveling here and abroad and those who want to enjoy great rewards
- Annual fee: ₱2,500
- Interest rate: 2%
- Minimum monthly income: ₱40,000
- Features:
- Earn 1 rewards point for every ₱100 spend.
- Receive free Travel Accident and Inconvenience Insurance Coverage.
💳 EastWest Hyundai Mastercard
- Ideal for: Hyundai owners who want to save money on their fuel and other car-related purchases
- Annual fee: ₱2,000
- Interest rate: 2%
- Minimum monthly income: ₱15,000
- Features:
- Get a 5% rebate on fuel purchases at any gas station in the Philippines.
- Get a 0.5% rebate on other retail transactions at any merchant worldwide.
- Save 10% on Preventive Maintenance Services parts and labor, as well as on selected accessories at any authorized Hyundai dealership
💳 EastWest Platinum Mastercard
- Ideal for: Those who love traveling here and abroad and those who love to splurge
- Annual fee: No annual fee for life
- Interest rate: 2%
- Minimum monthly income: ₱150,000
- Features:
- Get 1 rewards point for every ₱40 spend.
- Avail of lifetime free membership not only for your principal cards but also for supplementary ones.
- Get free Travel Accident and Inconvenience Insurance coverage.
- Enjoy reception at VIP lounges at different airports.
💳 EastWest Practical Mastercard
- Ideal for: Low-income earners looking for a credit card that's easy to qualify for and with low rates and fees
- Annual fee: ₱1,400
- Interest rate: 2%
- Minimum monthly income: ₱10,000
- Features:
- Enjoy a low monthly interest rate of 2% for grocery, fuel, and medicine purchases, as well as for all other purchases.
- Select how often you want to pay the annual fee: monthly, quarterly, or annually.
4. Fill Out the EastWest Bank Credit Card Application Form
Now that you have decided which credit card to get, it’s time to fill out your application form. You can fill out an online application form on the EastWest Bank website.[1]
5. Submit Your Application
Collate all the documentary requirements and create digital copies of them. Then submit them together with your duly accomplished EastWest bank credit card application form via email to cardapplication@eastwestbanker.com.
While you can submit your requirements in person at the nearest EastWest branch, we highly recommend doing the EastWest credit card application online, as it is much safer and more convenient.
It’s important to note that the bank will not return all the requirements that you have submitted.
What is the EastWest Card Processing Time?
Your application will be processed within 10 to 15 banking days. If you want to follow up on your credit card application status, you may get in touch with the bank via the following contact details:
- Landline: (02) 8888-1700
- Email: cards@eastwestbanker.com
Also, remember that you may receive a card type other than your choice. The actual card that you’ll receive will depend on the evaluation of your EastWest credit card application.
Moreover, the turnaround time of your application will greatly depend on your submitted requirements. Delays are likely if there are inconsistencies in your documents or you have lacking items. As such, double-checking your docs and other requirements may keep problems and delays at bay.
How to Activate EastWest Credit Card
Got approved and received your card? To activate your new EastWest Bank credit card, you’ll have to send an activation request. Just text EWBCC and send it to (0917) 888-1700.
Related articles:
- Credit Card Dos and Don’ts: What Should You Do and Not Do with Your Card?
- Money-Saving Credit Card Hacks in the Philippines
How to Register Your EastWest Card Online
To register your credit card online, just follow the instructions below:
- Go to EastWest Bank’s website (www.eastwestbanker.com).
- On the homepage, click on “Enroll,” which you’ll find on the left side of the page.
- You’ll be directed to the enrollment page.[2] Enter your credit card number and its expiry date. Click on “Confirm.”
- Input your one-time password (OTP), which you’ll receive via your mobile number. Click on “Confirm.”
- The next page will prompt you to create a login ID. Provide your username and password. You’ll use these details to access your account through internet banking.
- On the next page, select three secret/security questions.
- Review all the application details. When you’re all good, click on “Confirm.”
- After completing the enrollment process, try logging in.
Activated and registered your credit card online? Now read these articles for helpful information on using your card:
Final Thoughts
An EastWest credit card is one of your best bets not just for everyday purchases but also for enjoying the finer things in life. The bank has made sure that its cards are designed not just for practical uses but also for leisurely purposes, as illustrated by EastWest cards’ perks and exclusive benefits.
But the icing on the cake is the ease and straightforwardness of the EastWest credit card application. You even get two options for this: either you apply for a card online or offline.
Compare and Apply for a Credit Card Through Moneymax Now!
Let us help you find the card that suits you. You may also check out our comprehensive application guides for other credit cards in the Philippines.
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