Minimum Annual Income
|Existing Credit Card||Required|
|Age||21 to 65 years old|
|Minimum Annual Income||P600,000|
|Annual Fee||P3,000 / year|
|Annual Fee Waiver||Yes|
|Monthly Effective Interest Rate||2%|
|Cash Advance Fee||P200 / %|
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Looking for a credit card that will level up with you? The RCBC Gold Mastercard has you covered with perks that will fit your lifestyle. Find out more in this short review.
You heard that right! With the RCBC Gold Mastercard, you can save up reward points to redeem rewards you’ve been eyeing since points are non-expiring. Earn 1 point for every ₱36 spend or ₱125 spent on gas stations, drugstores, and supermarkets.
Travel light doesn’t only mean to travel with less luggage—it can also mean worry-free travel. That’s what the RCBC Gold Mastercard has to offer with Travel Plus Lite, your free travel insurance of up to ₱50,000. Just use your credit card on your next airline ticket purchase.
Be confident about your finances with the RCBC Gold Mastercard’s free budgeting tools. Use Spend Monitor to set a cap on your credit card spending and get real-time SMS updates on your card usage. Another tool, Spend Analyzer, summarizes and categorizes your card transactions.
Who knew you can earn rewards by simply paying for your bills? It’s possible with the RCBC Gold Mastercard! Simply pay at least ₱250 on your bills to earn 1 reward or air mile. It’s also convenient since you can pay your bills anytime using the RCBC Online Banking app.
If you always want to have the gold standard in your pocket, choose the RCBC Gold Mastercard. If you’re looking for something else, try these credit card picks:
You earn one (1) point for every ₱36 spend. You also earn 1 point for every ₱125 supermarket, drugstore, or gas station spend.
Use your RCBC rewards points to redeem the following rewards:
- Air Miles
- Cash Rebates
- Shopping Vouchers
- Cash Credit to Your Credit Card
- Deposit to RCBC Bank account
Your RCBC Bankard Gold Mastercard comes with free travel insurance of up to ₱50,000.
RCBC’s Purchase Protection program covers the costs of any lost or damaged items purchased overseas using your RCBC credit card. The maximum amount it can cover is ₱50,000 or the card’s credit limit, whichever is lower.
To check your application status, you may call RCBC at (02) 8888-1888. You may also send an email to firstname.lastname@example.org.
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