Whether you're a new or long-time RCBC credit cardholder, you're guaranteed access to exciting RCBC credit card promos all year round. These exclusive deals offer great bang for the buck, so why not snag them with your best credit card from RCBC?
These promos are all up for grabs for the rest of 2022. Don't waste time browsing the internet searching for the best offers because we picked the best RCBC credit card promos for you!
Top RCBC Credit Card Promos This 2022
Rewards for new cardholders? Check! Exclusive dining deals? Check! What about shopping and travel perks? A big, big check! All these and more are waiting for you when you swipe your RCBC credit card.
RCBC Credit Card Promos for New Cardholders 2022
You can call yourself lucky once your RCBC credit card application gets approved. That's because RCBC is more than generous when it comes to welcome surprises, such as the ones below.
No Annual Fee for Life

Eligible cards:
- RCBC Bankard Mastercard (Gold and Classic)
RCBC Bankard Visa (Flex Gold and Flex Visa) - YGC Rewards Plus RCBC Bankard Gold and Classic Visa
- Co-Branded Cards (Landmark Anson’s, MANGO, AirAsia, Sta. Lucia Mall, and Phoenix)
Promo period: Until June 30, 2022
This is among the most exciting RCBC credit card promos for 2022 that new cardholders can enjoy. Imagine not paying annual fees for life. That easily means big savings in the long run!
Remember, though, that you’ll have to use your new RCBC credit card within 60 days from its delivery, whether for a single receipt or accumulated spend. Depending on the approved card, the spend requirement starts from ₱20,000 to ₱30,000.
Welcome Gift for Successful Credit Card Applicants

Eligible cards:
- RCBC Bankard JCB (Classic, Gold, and Platinum),
- RCBC Bankard Visa (Platinum and Infinite)
- RCBC Bankard Mastercard Premium (World, Black Platinum, Diamond Platinum, YGC Rewards Plus Platinum)
- Promo period: Until April 25, 2022, depending on the card you apply for
What’s good about being a new RCBC Bankard cardholder is that you have the liberty to choose your welcome gift. The requirement is that you’ll need to use your new credit card within 60 days from its delivery. Usage applies to single-receipt purchases or accumulated spend.
Here are the rewards and required spend for each card:
- RCBC Bankard JCB Classic
- Required spend: ₱12,000
- Welcome gift options: ₱2,000 Datablitz Gift Code or Lazada Wallet Gift Code
- RCBC Bankard JCB Gold
- Required spend: ₱15,000
- Welcome gift options: ₱3,000 Datablitz Gift Code or Lazada Wallet Gift Code
- RCBC Bankard JCB Platinum Reward Option #1
- Required spend: ₱30,000
- Welcome gift options: ₱5,000 Datablitz Gift Code or Lazada Wallet Gift Code
- RCBC Bankard JCB Platinum Reward Option #2
- Required spend: ₱50,000
- Welcome gift options: Nintendo Switch Lite or ₱10,000 Lazada Wallet Gift Code
- RCBC Bankard Visa (Infinite and Platinum) Reward Option #1
- Required spend: ₱30,000
- Welcome gift options: ₱5,000 IKEA Gift Card or Power Mac Center eGC
- RCBC Bankard Visa (Infinite and Platinum) Reward Option #2
- Required spend: ₱50,000
- Welcome gift options: ₱10,000 IKEA Gift Card or Power Mac Center eGC
- RCBC Bankard Mastercard Premium (World, Black, Diamond, and YGC Rewards Plus Platinum) Reward Option #1
- Required spend: ₱30,000
- Welcome gift options: One unit of Nespresso Essenza Mini
- RCBC Bankard Mastercard Premium (World, Black, Diamond, and YGC Rewards Plus Platinum) Reward Option #2
- Required spend: ₱50,000
- Welcome gift options: One unit of Nespresso Inissia and 20 Nespresso Capsules
RCBC Credit Card Promos on Dining 2022
If food is your middle name, you definitely won’t want to miss out on these RCBC dining promos for 2022. For someone who has a discerning palate like you, RCBC’s selection of partner restaurants surely won’t disappoint.
Free Choco Tower at Alba Restaurante Español

Eligible cards: All RCBC Bankard credit cards
Promo period: Until July 15, 2022
Love both Spanish cuisine and chocolates? Hit two birds with one stone by dining at Alba Restaurante Español using your RCBC credit card. Pay a minimum single-receipt bill with your card and get an order of Choco Tower for free!
Up to 20% Discount Plus Exclusive Treats at Megaworld Hotel Restaurants

Eligible cards: All RCBC Bankard credit cards
Promo period: Until July 31, 2022
If you love staying at Megaworld-branded hotels and resorts, you already have an idea how scrumptious their culinary offerings are. Here’s some great news: use your RCBC credit card when you dine at Megaworld hotels to avail of exclusive treats and discounts. Now, who says that you have to spend lavishly to dine luxuriously?
Here are the participating hotels and their respective offers:
- Kingsford Hotel Manila
- 20% discount at Kingsford Café for ala carte orders
- 15% discount on in-room dining
- 10% discount on Kingsford Hotbox
- Belmont Hotel Manila
- A free drink of the month for a minimum purchase of ₱1,000 at Café Belmont
- Belmont Hotel Boracay
- 15% discount on food and drinks
- Savoy Hotel Manila
- A free drink of the month for a minimum purchase of ₱1,000 at Savoy Café
- Savoy Hotel Mactan Newtown
- 15% discount on food and drinks at Savoy Café
- Richmonde Hotel Iloilo
- 10% discount on food and drinks at BizBar, Zabana Bar, and The Granary
- Eastwood Richmonde Hotel
- 10% discount on food and drinks at Eastwood Café + Bar
- Richmonde Hotel Ortigas
- 10% discount on food and drinks at Lobby Café, Richmonde Café, and The Exchange
15% Discount at Hahn Restaurant Korean Grill & Cuisine
Eligible cards: All RCBC Bankard credit cards
Promo period: Until May 15, 2022
Mashisoyo! That’s what you’ll exclaim upon tasting that freshly grilled samgyupsal at Hahn Restaurant Korean Grill and Cuisine. But what’s better than that? A discounted meal, of course!
Pay with your RCBC Bankard credit card and get a 15% discount for a minimum single-receipt bill of ₱1,500. This exclusive offer is valid for dine-in, take-out, and online orders.[1]
Exclusive Dining Deals at Astoria Restaurants

Eligible cards: All RCBC Bankard credit cards
Promo period: Until March 31, 2022
If you’re looking for a variety of flavors, Astoria Hotels has an answer to that. In the mood for Japanese cuisine? Minami Saki is your way to go. In case you’re hosting a gathering at home, the dishes of Banquet in a Box will surely be a hit among your guests. And if you’re on the go, get your fix from Astoria Gourmet Takeaways.
Use your RCBC credit card to and enjoy the following exclusive offers and discounts from these restaurants:
- Minami Saki Reward Options
- Free Zaru Soba and Koebi Karaage for a minimum order worth ₱3,000
- Free Tamago Sushi and Maguro Sashimi or Aburi Sushi (3 kinds) for a minimum order worth ₱5,000
- Banquet in a Box
5% off premium, deluxe, and standard menus for a minimum purchase worth ₱10,000
- Astoria Gourmet Takeaways
Freebies will depend on cycles[2]
RCBC Credit Card Promos on Shopping 2022
If you’re a shopaholic, you’ll surely have a good time using the RCBC Bankard credit card. This is because it unlocks a variety of perks and privileges from top retail brands. Take a look at the following discounts and promos:
0% Installment Plan at The SM Store

Eligible cards: All RCBC Bankard credit cards
Promo period: Until December 31, 2022
Want to splurge but your budget can’t wait? Check out RCBC Bankard’s Shop Now Pay Later with The SM Store. For a minimum single-receipt purchase worth ₱5,000, you can avail of 0% installment term for three months. And because the promo runs until the end of the year, you can definitely lean on your RCBC credit card to help you with your Christmas shopping.
Up to 15% Discount at Sarabia Optical
Eligible cards: All RCBC Bankard credit cards
Promo period: Until March 11, 2022
Now here’s something for your eyes only. Whip out your RCBC credit card when you’re at the nearest Sarabia Optical and enjoy the following perks for a minimum purchase of ₱3,000:
- 15% off on any brand and type of prescription lens
- 5% off on any ALCON Contact lens
- Free computerized eye exam (autorefractometer)
20% Discount at Meet My Feet

Eligible cards: All RCBC Bankard credit cards
Promo period: Until August 15, 2022
Get your kids pairs of stylish and comfy footwear from Meet My Feet. With your RCBC Bankard credit card, avail of a 20% discount on a minimum single-receipt purchase worth ₱2,000. And if you’re buying online,[3] just use the promo code RCBCMMF20.
Up to 30% Discount at ShippingCart
Eligible cards: All RCBC Bankard credit cards
Promo period: Until May 7, 2022
Shopping abroad doesn’t need a passport or a plane ride, thanks to ShippingCart. Use your RCBC credit card and get exclusive discounts on your shipping fees. Promo applies to both new and existing customers.
Here are the promo codes and details:
- For New Customers
- Promo code: RCBCNEW
- Promo detail: 30% discount with no minimum spend (for air shipment only)
- For Existing Customers
- Promo code: RCBCCUR4 (valid from February to April 2022)
- Promo detail: 20% discount for a minimum purchase worth $85 (for air shipment only)
₱500 and 7% Discount at Nest Genie
Eligible cards: All RCBC Bankard credit cards
Promo period: Until August 22, 2022
Turn your Home Buddies dreams into reality with the help of Nest Genie. From upscale coffee machines to Nordic-inspired electric fans, you’ll definitely find high-quality house items at this shop. You don’t have to break the bank as long as you use your RCBC Bankard credit card. Here are the discounts for new and existing customers.
- For New Customers
- Promo code: RCBCNEST500
- Promo detail: ₱500 discount for a minimum purchase of ₱5,000; valid for one-time use only
- For Existing Customers
- Promo code: RCBCNEST7
- Promo detail: 7% discount for a minimum purchase of ₱2,500 with a maximum discount of ₱1,500; valid up to 3X use per month
RCBC Credit Card Promos on Travel 2022
Ready, set, travel! Now that the pandemic restrictions are getting more lax by the day, you may want to start planning your #TravelGoals. While you’re drafting your budget, don’t forget to factor in the following RCBC credit card promos to save big time!
Up to 20% Discount on Rooms at Holiday Inn Baguio

Eligible cards: All RCBC Bankard credit cards
Promo period: Until August 31, 2022
Now that the summer season's inching closer towards the city, plan your holiday in Baguio City. More than being thrilled over strawberries and ube jam, get excited over hotel deals at Holiday Inn.
Book your cozy stay with your RCBC Bankard credit card and enjoy a 20% discount on room rates plus a 10% discount on food and drinks.
Up to 20% Discount on Best Available Rates at Costa Pacifica
Eligible cards: All RCBC Bankard credit cards
Promo period: Until October 31, 2022
Surf’s up! Catch the giant waves in Baler and enjoy a refreshing stay at Costa Pacifica. You can cut down on your hotel fees by using your RCBC Bankard credit card. Perks include a 20% discount on the hotel’s best available rates, plus a 10% discount on food and beverage.
30% Discount on Best Available Rates at Le Soleil de Boracay Hotel

Eligible cards: All RCBC Bankard credit cards
Promo period: Until August 31, 2022
Boracay will always be a good idea all year round. If you’re planning your trip to this iconic island, don’t forget to use your RCBC Bankard credit card to avail of great discounts.
Book your stay at Le Soleil de Boracay Hotel with your card and enjoy 30% off on best available rates. Your card also entitles you to a 10% discount on food and beverage.
Up to 70% Discount on Deluxe Rooms at Bellevue Resort Bohol
Eligible cards: All RCBC Bankard credit cards
Promo period: Until August 30, 2022
If you want a lavish island vacation, let Bellevue Resort Bohol and RCBC Bankard make it possible. Book your room with your card and get 70% off on deluxe room from a Full Rack rate worth ₱18,000.
Relax your senses with massage services with a 20% discount. And don’t forget to feast over delicious dishes since your card also entitles you to a 10% discount for a minimum order of ₱1,000.
Read more:
- Your Complete Guide to PNB Credit Card Application
- Bank of Commerce Credit Card Application: Requirements, Card Options, and Steps
- Get Your Maybank Credit Card Application Started with This Handy Guide
Final Thoughts
Whew! That was a lot! RCBC Bankard proves time and again how rewarding its cards are. Whether you’re a big shopper or a traveholic, there’s definintely something for everyone.
In case you don’t have an RCBC Bankard credit card yet, consider getting one now. Admittedly, there's a sea of credit cards out there, and choosing can be quite overwhelming. But we can help you with that! .
If you want to pick a credit card that’s best for your lifestyle and spending habits, compare different cards for free and apply through Moneymax.

Sources:
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