In the past, tracking one’s monthly SSS contributions meant visiting an SSS branch, calling the agency’s hotline, or coordinating with the HR department. But technology has transformed the way we do this. You don’t need to go through all this trouble now if you already know how to check SSS contributions online.
Through the Social Security System’s member portal, you can now view your SSS contributions online in less than five minutes. Logging into your SSS account lets you check more than just your contributions, though. You can also view and access other SSS features that can be beneficial to all SSS members.
Here’s a quick guide on how to check SSS contributions online.
Why Check Your SSS Contribution Online?
Knowing how to verify your SSS contribution regularly is worth the time and trouble. Here’s why:
- If you’re employed by a company, you need to make sure that your employer is actually remitting the correct amount and is doing it without delays.
- For self-employed or voluntary members, monitoring your SSS contributions will let you know immediately if you have any missed or incorrect payments so that you can make the necessary adjustments as early as possible.
- If you’re planning to apply for an SSS Salary Loan or an SSS calamity loan, or claim other member benefits like SSS disability benefits or SSS unemployment benefit, checking your contributions online can help you evaluate whether you’re eligible or not.
Why should you be meticulous about your contribution payments? To qualify for an SSS loan or benefit, you need to meet the required minimum monthly contributions within a certain period.
For example, when you apply for an SSS loan, you need to have at least 36 posted monthly contributions within the last 12 months.
If you’ll avail of a sickness or maternity benefit,[1] you need at least three monthly contributions within 12 months immediately before the semester of sickness, injury, or childbirth. These are just some of the important reasons why you have to learn how to check your SSS contributions online.
Which SSS Contributions Can You Check Online?
There are different kinds of SSS contributions.[2] Know what they are in the table below.
Regardless of what type of SSS contributions you’re paying for, always check whether the payments are posted and if the paid contributions are the correct amount required by the SSS.
How to Check Your SSS Contribution Online
You need to have a My.SSS account before you can continue with your SSS contribution inquiry online. If you don’t have it yet, check our step-by-step guide on SSS Online Registration. Once you’ve successfully registered for an online SSS account, you can now proceed with these steps on how to view your SSS contribution online.
Step 1: Visit the SSS Website
Access the SSS website at www.sss.gov.ph. Upon entering the website, an “I’m not a robot” pop-up will appear. Check the box and click ‘Submit’.
Step 2: Log in to Your My.SSS Account
You’ll see three buttons on the right panel of the SSS website’s homepage: Member, Employer, and Small Business Wage Subsidy Program. Click ‘Member.’ A new page will then appear. Provide your My.SSS User ID and Password here.
If you forgot your user ID or password, click on “Forgot User ID or Password?” under the Submit button. You’ll see a page where you’ll have to enter your user ID (if you forgot only your password) or your email address (if you forgot both your user ID and password.)
Click Submit and check your email for instructions from SSS about the retrieval or reset of your My.SSS account login details.
Step 3: Go to the SSS Contribution Inquiry Page
Hover your mouse on the "Inquiry" tab. Under this tab, click "Contributions". This will then lead you to a page that contains the following:
- Monthly contributions
- SE/VM Contributions for Self-Employed or Voluntary Members
- Flexi Fund for OFWs
- Worker’s Investment and Savings Program (WISP)
Click the appropriate tab depending on which contribution you want to check. You’ll also see which months have no posted contribution. This may mean you’re unemployed during those months or your employer hasn’t remitted your contributions yet.
Scroll down to view your total number of SSS contributions posted and your total amount of contributions paid. You can also save and print this page for your own quick reference.
Your SSS Contributions are summarized as follows:
- Total Number of Contributions Displayed
- Total Number of Contributions Not Displayed
- Total Number of Contributions Posted
- Total Amount of Contributions
The SE/VM Contributions are summarized as follows:
- Number of Payments
- Total Amount of Medicare payments
- Total Amount of SSS Payments
- Total Amount of Payments
The WISP Summary should show:
- Beginning Account (amount)
- Current Year Contribution
- Investment Income
- Sub Total / Total
- Fixed Amount of Monthly Pension
When you see any inconsistencies or discrepancies in your SSS contribution online, ask your HR department about it (if you’re employed) or make the needed corrections (if you’re self-employed.) That way, you won’t encounter problems when you apply for an SSS loan or benefit claim.
Read more: SSS Online Employer Registration
Watch this video on how to use the SSS website to check your contribution. 👇
How to Check SSS Contributions Online via the SSS Mobile App
Want to know how to access SSS online quickly on your mobile device? Download the official SSS mobile app[3] available for iOS and Android devices. From there, you can use your My.SSS credentials to log in and check your contributions. Follow the same instructions above.
FAQs on How to Check SSS Contribution Online
1. How do I check my SSS monthly contribution through SMS?
Even if you already know how to check SSS contributions online, you also have the option to check it via SMS. Simply type SSS CONTRIB<SSS NUMBER><PIN> and then send it to 2600.
2. Can I change or update my SSS contribution online?
Yes. Voluntary members and OFWs can change or update their monthly contributions via the SSS Member Portal.
On the Member Portal homepage, hover on the Payment Reference Number (PRN) - Contributions tab, then click Generate PRN. You’ll see a message that you don’t have any active Payment Reference Number, so click on Generate PRN to get one.
3. What happens if my contributions weren’t paid?
Employer failure to pay SSS contributions is punishable with a fine of not less than ₱5,000 and not more than ₱20,000, or imprisonment for six to 12 years at the discretion of the court.[3]
You can report a delinquent employer to the SSS by visiting the nearest SSS branch. If you’ve already talked to your employer or to the HR department and still no actions were made, you can file a complaint at any SSS branch.
4. What should I do if my latest SSS contribution hasn’t been posted yet?
If you’re employed, you may do a follow-up with your HR department. Alternatively, you can log in to your SSS account and check your notifications (look for the envelope icon on the upper right corner). There you’ll see your most recent SSS transactions, including your contribution payments for which period and the amount.
Self-employed and voluntary members may have to wait for three days before payments are posted. If your payment still hasn't been posted after a month, you nay send an email to PRNHelpLine@sss.gov.ph.
5. Can I still pay for missed SSS contributions?
The SSS doesn’t allow retroactive payments. You’ll still be entitled to SSS benefits even if you missed a monthly contribution. However, take note that certain benefits require a number of contributions before a contingency to be eligible for benefits.
6. I lost my job. How can I continue paying my SSS contribution?
You’ll be recategorized as a self-employed or voluntary member. Just log in to your My.SSS account and generate a Payment Reference Number to pay for your contributions.
You can also set your preferred monthly contribution. Submit a request to the SSS via the portal and you’ll be notified once you can begin paying your contributions again.
Final Thoughts
Being an SSS member entitles you to a lot of benefits especially in times of need, such as sickness or loss of job. Knowing how to check your SSS contributions online can help you keep track of your payments and correct any errors in your contributions. Doing so will also save you from paying penalties and from being disqualified for a certain claim.
Now that you know how to check SSS contributions online, make sure to log out properly from the site. Better if you clear your browser history to protect your My.SSS account from online fraud, especially when you use a computer in an internet cafe or when you connect to a public Wi-Fi network..
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